How Long Do I Have to File a Construction Accident Claim in New York?

December 2, 2025 | By The Perecman Firm
How Long Do I Have to File a Construction Accident Claim in New York?

On a New York construction site, every measurement matters and every safety rule has a purpose. The same is true for the legal process that follows a serious injury. The law has its own strict blueprint, full of procedures and non-negotiable deadlines that must be followed precisely. 

Chief among them is the time limit for filing a construction accident claim in New York. New York City construction accident attorneys note that understanding this timeline is just as important to protecting your future as job site safety protocols were in the past.

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Critical deadlines 

  • The standard deadline, or statute of limitations, for filing a personal injury lawsuit in New York is generally three years from the date of the accident. This is a strict deadline set by state law.
  • Different types of claims have different time limits. For instance, the window for filing a workers' compensation claim is shorter than the one for a personal injury lawsuit against a third party.
  • Certain exceptions may apply that can pause or extend these deadlines, particularly in cases involving minors, individuals with diminished mental capacity, or latent injuries.
  • Missing a legal deadline can permanently bar you from seeking compensation, no matter how strong your case is. Prompt action preserves your legal options.

Every state sets a time limit for filing a lawsuit after an injury. This deadline is called the statute of limitations. In New York, for most personal injury cases, including those from construction accidents, this deadline is three years from the date the injury occurred. This legal time frame is established to create predictability and fairness in the legal system.

The rationale behind these deadlines is twofold. First, they encourage prompt action, ensuring that claims are brought forward while evidence is still fresh and witnesses' memories are reliable. Second, they provide finality, allowing potential defendants to have some measure of certainty that they will not face a lawsuit from a distant past event.

This legal clock is not a suggestion; it is a strict rule. If you attempt to file a lawsuit after the three-year window has closed, the opposing party's attorney will file a motion to dismiss your case based on the expired statute of limitations. The court will almost certainly grant this motion, and your case will be permanently closed. 

This happens regardless of the severity of your injuries or the strength of your evidence.

For an injured worker, this means the countdown begins the moment the accident happens. Whether it was a fall from scaffolding in Manhattan or an equipment failure on a Long Island job site, the three-year clock starts ticking immediately.

Why this deadline matters for your case

The statute of limitations directly impacts your ability to hold negligent parties accountable. Property owners, general contractors, and other third parties who failed to provide a safe work environment may be responsible for your injuries under New York’s powerful Labor Laws. 

Navigating Different Claims and Their Unique Timelines

A single construction accident can lead to multiple types of legal claims, each with its own specific deadline. Understanding these distinctions is essential for protecting all of your potential avenues for recovery, as pursuing one does not prevent you from pursuing another in most cases.

How Long Do I Have to File a Construction Accident Claim in New York

Workers' compensation claim deadlines

Your first step after any work-related injury is to seek workers' compensation benefits. Your employer’s insurance provides these no-fault benefits and covers medical expenses and a portion of lost wages. The deadlines for these claims are much shorter than for personal injury lawsuits.

First, you must report your injury to your employer, foreman, or supervisor in writing within 30 days of the accident. This written notice formally documents the incident. Next, you must file a formal claim for benefits, known as an Employee Claim (Form C-3), with the New York State Workers’ Compensation Board. 

Generally, this form must be filed within two years from the date of the injury. Missing these deadlines might jeopardize your access to these vital benefits.

Third-party personal injury lawsuit deadlines

While you cannot sue your direct employer if you receive workers' comp, you may have the right to file a personal injury lawsuit against a different, "third" party. This often includes the property owner, general contractor, an equipment manufacturer, or a subcontractor whose negligence contributed to your injury.

Wrongful death claim deadlines

Wrongful death claim deadlines

If a construction accident tragically results in a fatality, the victim’s family may file a wrongful death lawsuit. In New York, the statute of limitations for a wrongful death claim is two years from the date of the person's death. This is a separate and shorter deadline than the one for a personal injury claim.

This type of claim is filed by the personal representative of the deceased's estate on behalf of the surviving family members (distributees). The damages sought are intended to compensate the family for their economic losses, such as the loss of the deceased’s income, support, and services.

Can the Statute of Limitations Clock Be Paused?

In very specific circumstances, the law recognizes that it might be impossible or unfair for an injured person to file a lawsuit within the standard time frame. These exceptions, legally known as "tolling," can pause the statute of limitations clock.

When an injured person is a minor

If the person injured in a construction accident is under the age of 18, the statute of limitations is tolled. The three-year clock does not begin to run until the day they turn 18. This gives them time to reach legal adulthood before having to decide on filing a lawsuit for the injuries they sustained as a child.

The discovery rule for latent injuries

Sometimes, an injury is not immediately apparent. For example, exposure to toxic substances like asbestos or silica dust on a job site might not lead to a diagnosed illness for many years. 

In these cases, New York's discovery rule might apply. The statute of limitations clock may begin running from the date the injury was discovered, or reasonably should have been discovered, rather than the date of exposure.

This also applies to some traumatic injuries that are not immediately linked to the accident. A worker might develop a serious back condition months later that a doctor eventually traces back to a fall on the job. 

This is a complex area of law that often requires extensive medical and legal analysis to determine when the clock truly started.

Claims against municipalities

When the responsible party is a government entity, such as New York City, a county, or a public authority, the rules change dramatically. The deadlines become much shorter, and the procedural requirements are far stricter.

Before you can file a lawsuit against a municipality, you must first file a formal "Notice of Claim." Under New York General Municipal Law § 50-e, this notice must be served on the correct government entity within 90 days of the accident. 

This notice officially informs the municipality of the incident and your intention to seek damages. Failure to file this notice on time will almost always prevent you from ever filing a lawsuit. After the notice is filed, you typically have one year and 90 days from the date of the accident to start the actual lawsuit.

These are some of the most unforgiving deadlines in all of New York law, and they are a common trap for unrepresented individuals.

The Dangers of Waiting Until the Last Minute

Construction Accident Claim

Even if the three-year deadline seems far away, delaying legal action creates significant risks. Building a successful construction accident claim requires a deep and timely investigation. The construction industry remains one of the most hazardous in the nation. 

According to the U.S. Bureau of Labor Statistics, falls, slips, and trips are a leading cause of workplace fatalities, and construction workers face a disproportionately high risk. Your legal team needs ample time to document the safety failures that lead to these preventable accidents.

Gathering Critical Evidence

The strength of your claim rests on the evidence that supports it. A prompt investigation allows your legal representatives to collect and preserve information that might otherwise disappear.

Taking immediate action after an injury allows for the gathering of vital information. This creates a strong foundation for any future legal proceedings you might pursue.

  • Interviewing eyewitnesses while their memories are clear and detailed.
  • Taking photographs and videos of the accident scene before it is cleaned up or altered.
  • Securing and inspecting any faulty equipment or machinery before it is repaired or removed from the site.
  • Obtaining project blueprints, safety logs, daily reports, and minutes from safety meetings.

This evidence is essential for proving how the construction accident happened and who was responsible. The longer you wait, the greater the chance that this crucial information will become unavailable, significantly weakening your potential claim.

Consulting with industry professionals

Complex construction accident cases often require testimony from professionals. Your attorney may need to consult with engineers, architects, or safety experts to analyze the accident and establish that a safety violation occurred under New York Labor Law or OSHA regulations.

These professionals perform critical tasks, such as analyzing the load-bearing capacity of a collapsed scaffold or reviewing a project's safety plan for deficiencies. They need time to review evidence, visit the site if possible, and prepare their detailed reports. Rushing this process near the statute of limitations deadline can weaken the overall presentation of your case and your ability to prove negligence.

AI tools can provide general information, but they don’t understand the specifics of your case or the nuances of New York law. Relying on them for legal advice about something as critical as the statute of limitations may lead to costly, irreversible errors. Always consult a qualified attorney for guidance tailored to your unique situation.

FAQ for New York’s Construction Accident Statute of Limitations

What happens if I miss the deadline to file my claim?

If you miss the statute of limitations, you permanently lose the right to file a lawsuit and seek compensation from the responsible parties for your injuries. The court will dismiss your case on procedural grounds, no matter how severe your injuries or how clear the negligence was. This is an absolute bar to recovery.

Does the deadline change if I am suing a city or government agency?

Yes, absolutely. Claims against municipalities like New York City or other government bodies have much shorter and more complex deadlines. You must typically file a formal Notice of Claim within just 90 days of the incident before you can even proceed with a lawsuit. These are some of the strictest deadlines in law.

I was injured a while ago but my condition has gotten worse. Does that change the deadline?

Generally, no. The statute of limitations clock starts running from the date of the accident, not the date your injury worsens. The law anticipates that some injuries will evolve. However, if you discovered a new and distinct injury much later, the discovery rule might apply in very limited circumstances. An attorney can evaluate this for you.

Can the other side’s insurance company extend the deadline for me?

No. An insurance adjuster for the property owner or general contractor has no authority to change the legally mandated statute of limitations. You should not rely on any verbal assurances or delay filing a lawsuit based on ongoing settlement negotiations. The legal deadline is independent of any conversations with an insurer.

Secure Your Rights and Your Future

The deadlines for filing a construction accident claim in New York are unforgiving. Understanding these time limits and acting decisively is the best way to protect your right to fight for fair compensation. You do not have to navigate this process alone.

The attorneys at The Perecman Firm possess a deep understanding of New York Labor Law and the complex timelines associated with these cases. We are committed to helping injured workers and their families. 

Contact our New York City personal injury lawyers to discuss your case in a free, confidential consultation. Call our New York City office at (212) 977-7033 to get the help you need.

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