When you go into work in the morning, you should not worry about being injured. You should not have to sacrifice physical or emotional health for a paycheck. That is why employers offer workers’ compensation to protect their employees from injuries at work. However, what does that really mean? What is expected of you if you do experience harm on the work site? At The Perecman Firm, P.L.L.C. we believe employees should be empowered and know their rights. Here are five things you should know about workers’ compensation.
Report Every Injury Sustained at Work
It is important that you report every injury or illness that happens at work. You need to have it on record so that if you need coverage or have to take action, it will be readily available. It is not enough simply to complain to your co-worker about the pain. Go to your Human Resources department or manager for an incident report that you can fill out. You should receive a call from an insurance adjuster once the paperwork is filed.
Go to the Right Doctor
In cases of emergencies, it can be difficult to know which hospital to go to. In the case of a dire injury, the ambulance will take you to the nearest hospital available. However, if your injury or illness is not severe, take a moment and figure out whom the correct medical provider is. Your company may only cover your bills if you go to a designated hospital.
Inform Your Doctor Injuries and Have a Detailed Medical Record
When you visit your physician about your injuries, makes sure to give a detailed account of events leading up to the injury. You want what happened on record so that the insurance company can compensate you appropriately.
Ask Your Employer for More Information
Your employer will know the specific details about workers’ compensation benefits allotted to you. Do not hesitate to ask them for more information. Often, there are brochures and pamphlets that highlight what you need to know.
Injuries caused at work can be dangerous and debilitating. They can result in extensive medical bills and a reduction in the quality of your life. If you have suffered a work injury, contact our New York workers’ compensation attorneys today for a free evaluation.